Blog · Active Adult Living

Victory at Verrado and CantaMia: Community Comparison

Two age-qualified communities in the West Valley, compared on the facts: where they sit, what amenities and memberships they offer, how access works, and what the age rules and fees actually say. No winner, no perfect-fit labels, just the comparison.

Andrew Texidor, Realtor and founder of Clearly Sold By Andrew Texidor Realtor · Founder, Clearly Sold Updated October 8, 2026
Community pool and recreation area in a West Valley active adult community
Active adult communities vary in amenities, memberships, and access rules. Photo: Clearly Sold.

The direct answer

Victory at Verrado is a K. Hovnanian Four Seasons 55+ community in Buckeye, and CantaMia at Estrella is a gated 55+ enclave of roughly 1,700 homes inside the all-ages Estrella master plan in Goodyear. Both are age-qualified, both tie amenities and fees to their own membership structures, and neither should be assumed to include golf or social privileges in the base fees. The honest comparison lines up location, amenities, access, age rules, and fees, each verified with the community.

Key takeaways

  • Victory at Verrado is a K. Hovnanian Four Seasons community in Buckeye, and CantaMia at Estrella is a gated 55+ enclave inside the all-ages Estrella master plan in Goodyear.
  • Both are age-qualified communities, but each sets its own occupancy rules: K. Hovnanian's published rule requires at least one resident 55 or older with limits on younger residents, and CantaMia's exact occupancy wording should be confirmed with its sales office.
  • Amenities differ in scale and access: Victory at Verrado includes pools, fitness, spa, trails, and golf access, while CantaMia offers the Village Center, a lakeside Yacht Club, and access to Estrella's residents clubs and golf.
  • Fees are separate from homeownership: CantaMia's HOA dues are split between the CantaMia association and the Estrella master assessment, and Victory at Verrado's recreation and golf terms should be verified in writing.
  • Golf and social privileges are not assumed included in either community; each membership and access structure is its own.

What is Victory at Verrado, and what does it include?

Victory at Verrado is K. Hovnanian's Four Seasons community in Buckeye, in the 85396 ZIP code, within the Verrado master-planned community at the base of the White Tank Mountains. It is a 55+ age-qualified community, and the builder's published rule for its Four Seasons communities requires at least one resident of each household to be 55 or older, with only a limited number of residents allowed to be younger than 55, plus additional restrictions on the ages of permanent and temporary residents.

Amenities include pools, a fitness center, spa, trails, golf, and a resort-style clubhouse. Golf and club access are separate from homeownership, with their own membership and fee structures, so the current terms should be requested in writing. The community's recreation options are covered in more detail in the related guides.

What is CantaMia at Estrella, and what does it include?

CantaMia at Estrella is a gated, age-restricted 55+ enclave of roughly 1,700 homes inside the all-ages Estrella master plan in Goodyear, in the 85338 ZIP code. It is age-restricted to 55 and better, and the exact occupancy rule should be confirmed with the community's sales office, because the specific wording is not consistently published.

Amenities include the Village Center, a lakeside Yacht Club, pools, tennis, trails, and a lake, plus access to Estrella's residents clubs and golf. HOA dues are split between the CantaMia association and the Estrella master assessment, so the total monthly cost is the sum of both, and the current amounts should be verified in writing because they change.

How do age rules and occupancy requirements compare?

Both communities are age-qualified, and both operate under Arizona's housing-for-older-persons exemption, but the specific occupancy rules are set by each community. K. Hovnanian's published Four Seasons rule is at least one resident 55 or older with limits on younger residents. CantaMia's exact wording was not consistently published in the sources reviewed, so it belongs on the verify-with-the-sales-office list.

Do not assume a universal 55+ rule across communities, or that a purchase-age note is the same as an occupancy rule. Each community's current policy, in writing, is the only reliable source.

How do fees and memberships work at each community?

Fees are separate from homeownership at both communities. At CantaMia, HOA dues are split between the CantaMia association and the Estrella master assessment, with the combined amount varying by home and floor plan. Fee schedules change and vary by parcel, so the current monthly totals should be confirmed in writing with the community, the HOA, and the sales office before you rely on any figure. No specific fee amount is quoted here because current, parcel-applicable figures must come from those providers.

At Victory at Verrado, recreation and HOA fee schedules should also be requested in writing from the community and its governing documents. Golf and social privileges are not assumed included at either community; each membership has its own terms and cost, to be verified with the membership office or the club.

How do location and access compare?

Victory at Verrado sits in Buckeye at the base of the White Tank Mountains, within the Verrado master plan with its Main Street, golf, and trails, along the I-10 corridor. CantaMia sits in Goodyear inside the Estrella master plan, with its own lake and club amenities and access to Estrella's broader facilities. Both are West Valley locations, and commute and service access differ by exact address, so test the drives and services that matter to you.

The comparison is about broad community location, amenities, and access, not about which community is better for a particular person. Visit both, review the current fee and membership documents, and let the specifics decide.

  • Current age and occupancy rules, in writing, from each community's sales office.
  • The full monthly fee: HOA, master assessment, and any recreation or golf membership.
  • Amenity access: which facilities are included, which are member only, and which are separate.
  • Commute and service access at the times you will actually use them.

Frequently asked questions

Are Victory at Verrado and CantaMia both 55+ communities?

Yes, both are age-qualified active-adult communities, but each sets its own occupancy rules. Verify the current age and occupancy requirements with each community's sales office rather than assuming a universal 55+ rule.

Is golf included in the monthly fees at either community?

Not assumed. Golf and club access are separate from homeownership at both communities, with their own membership and fee structures. Get the current terms in writing for the specific community and membership you are considering.

Which community is larger?

CantaMia is a gated enclave of roughly 1,700 homes inside the larger all-ages Estrella master plan, while Victory at Verrado is a K. Hovnanian Four Seasons community within the Verrado master plan. Size alone does not decide fit; amenities, fees, and access do.

Related resources

Educational note: community details, age rules, fees, memberships, and access change, and each community sets its own policies. Nothing here is an appraisal, a price prediction, a health or lifestyle promise, an endorsement, or a guarantee of any outcome. Verify current numbers with each community's sales office, in writing, before you commit.

Sources and dates: K. Hovnanian's published Four Seasons occupancy rule and community pages, and community and listing sources for CantaMia at Estrella, all verified October 8, 2026. Current HOA, master assessment, recreation, and membership fee figures are not quoted here; obtain the current fee schedule in writing from the community, the HOA, and the membership office. No market prices are quoted here because they change.

Next step

Comparing active adult communities?

A strategy call is the fastest way to line up the age-rule and fee questions, the amenity comparisons, and the timeline for your move. No pressure, just a plan you can act on.

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